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home renovation

3-tips-to-make-your-large-scale-renovation-as-smooth-as-possible

Renovating your home is always a messy ordeal, even if your plans are relatively small and you’ve done your best to prepare. You have to account for various potential obstacles – some of which may or may not actually come up – and keep your plans as flexible as possible. That said, there’s definitely a lot you can do to make your typical large-scale renovation as smooth as possible. As long as you know what options you have available and take the time to explore which ones would work best in your current situation, you can generally accomplish a lot to make the whole process as trouble-free as possible.

1. Shop in Bulk Wherever Applicable

Large-scale renovations tend to consume lots of resources, making it important to plan ahead when it comes to purchasing supplies and tools. Most people tend to make these considerations for the obvious things like construction supplies, but there’s a lot more that you could often be doing to equip yourself for the renovation while keeping your costs low. Companies like powerpointelectrics.co.uk can be very helpful when it comes to electrical equipment, for example – and it’s not rare that you might need lots of things like cables, lamps and light fittings, heating units and more. The same goes for every separate part of the renovation project – get in touch with a wholesale supplier whenever it’s an option and try to contact them as early as possible.

2. Work with a Professional Designer

Another thing that separates large-scale renovation jobs from smaller ones is that they’re practically impossible to handle on your own, at least if you care about good results. This is the kind of job that always requires professional help, and you should spare no expenses in getting in touch with a good designer and bringing them into the project. This will spare you a lot of trouble in the long run, and it can also bring some financial benefits about, especially if you work with someone who already has good connections to reliable suppliers.

3. Keep Your Options Open for the Future

No matter what you’ve chosen to change, make sure to keep things as flexible as possible for the future. Don’t commit to designs that will cost a lot to undo, especially if you’re on the fence about them. Consider what you’ll be doing with this place five or even ten years from now – will this renovation improve its value or make it more difficult to sell for some reason? This is another reason to work with a competent designer, as these are questions that they should be able to answer for you.

As we mentioned above, no matter how much planning and thought you may put into this, there’s always a risk that things will go wrong at various steps of the project. As long as you’ve chosen reliable contractors for each part of the job, you should be able to minimize any downtime and unexpected expenses, especially if you start planning your renovation as early as possible.

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how-to-select-solar-panel-installers-everything-you-need-to-know

Though it may not seem like it, solar panels can be installed very quickly. Often, homeowners expect there to be a lot more work that goes into the installation.

Before you can get your solar panels, you need to select solar panel installers. There are many different things to consider before hiring the right contractor for your home.

Let’s have a look at what you should consider before installing solar panels and working with the right company.

1. Consider Their Licensing

Any solar company that you work with should be able to provide you with credentials. They should be licensed and have employees that are licensed to work with solar panels.

For example, electrical and contractor licenses are both appropriate for a solar panel installer to have.

Being part of solar panel organizations is another great sign of a reputable company. This shows that they uphold best practices and are involved with education and learning within their industry.

These two factors combined indicate that they are probably a great company to work with.

2. What’s Their Experience?

Before starting to work with a solar company, you want to ensure that they have the proper experience. A company that has solar installation experience will know how to do the job properly and quickly.

Working with a company without experience is a huge risk, as you don’t know if they have the knowledge and skills to do it correctly. It can lead to issues during the job and issues later down the line that you may not expect.

3. Think About Pricing

With any part of your home, pricing is an important thing to take note of. You need to be sure that the solar panels fit within your budget before fully committing.

Making a budget is a great first place to start. This will ensure that you can communicate this with the company and find something that works for you.

Blue Raven Solar is an example of a company that truly goes above and beyond when trying to find a solar panel solution within the client’s budget. They can offer you the financing to make the process more affordable and stress-free. 

Working with an installer like this who cares is a great way to proceed with your installation.

4. Check The Reviews

While you should never take one review or experience to be what you’ll experience when working with a company, it is a good idea to look at them anyway. Taking the reviews of a collective group of people can help you understand what type of experience a company provides.

If many reviews mention the contractor’s cleanliness, you’re likely to have that experience as well. If there’s one bad review, don’t automatically assume the company is entirely bad. Many good reviews with one bad one may be indicative of an abnormal experience.

Select Solar Panel Installers The Right Way

When you go to select solar panel installers, you want to make sure that you do it the right way. If you don’t you may end up with a mediocre job or other undesirable outcomes.

Did you learn something about working with contractors? Please read more if you did!

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how-to-do-a-diy-renovation-of-your-kitchen-on-a-budget

There comes a point in every homeowner’s life when the kitchen starts to look a bit dated. If you are on a strict budget then you may feel like you just have to live with it since kitchen renovations can be so expensive. The problem is that a dated kitchen will eventually be one that is not very usable as things progressively get worse. 

There are ways to save money on renovations, including the kitchen. In fact, with the right strategies, you can update your kitchen for thousands less than you would expect to spend. Sometimes, a renovation can be a hybrid between an actual renovation and a makeover. Both can make the kitchen more functional. 

In this article, we will go over some of the ways you can save money doing a DIY renovation. 

The cabinets

There are two main things that should be changed in a kitchen renovation. The cabinets and the appliances. The appliances are an obvious one since old ones don’t work well and are not nearly as energy-efficient as new ones. Buying new appliances will essentially pay for themselves. 

However, new cabinets will transform the kitchen in many different ways. You can organize your kitchen to be more useful since you will improve its workflow. And it will also look updated and not like a retro throwback to an earlier time. 

RTA kitchen cabinets are the best choice since they are ready to assemble which makes them ideal for the DIYer. Even if you aren’t very handy, installing cabinets yourself is doable and will save a ton of money. 

The flooring

Putting in a beautiful hardwood floor can be very expensive. The materials cost a lot and it requires a professional since it is usually beyond the ability of most DIYers. However, you can have a beautiful-looking floor that replicates hardwood for a fraction of the price and easily install it yourself. 

There is what is called a floating floor or laminate flooring. These are basically planks with a cover on them to simulate hardwood but are actually laminated plywood. They are called floating floors because they are installed over the existing floor over a styrofoam blanket and actually can move around to a degree. 

They cost a fraction of a hardwood floor and can be installed easily in a day if you work in two. They click and lock on each other so there is nothing to assemble really. The only thing you need to do is cut them at their ends to fit against the wall with a gap so they can expand. 

Give it some paint

Once the cabinets and floors are done, a fresh paint job is going to seal the deal. The look of the kitchen can be tied together well with the right color scheme. It is what will update the look and bring it to modern times instead of looking like a blast from the past. 

Pick the colors that will work best with the color of the floor if you decided to go with a natural wood effect. 

FOR THE KITCHEN…

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notice-any-of-these-7-things-call-an-electrician-immediately

Many of us take for granted that our home electrical systems will allow us to carry on with life as usual. Most of the time they do, especially if they were installed correctly and have been properly maintained. Still, there’s always a chance that something could go wrong. Sometimes, people accept certain malfunctions as normal and simply ignore them. That’s not necessarily a good idea. Take a look at the following problems to get a better idea of when you should call a professional electrician.

1) Smoke or a Burning Smell

Smoke is a sure sign it’s time to reach out for help. Where there’s smoke or a strange burning odor, there could be fire to follow. This is especially true if an outlet, light switch, or appliance is the source of the smoke or smell. It’s a good idea to make the local fire department your first point of contact. From there, contact an Idaho Falls electrician.

2) Sparks Coming from an Outlet or Switch

Sparks flying from an electrical outlet or switch are also a sign that a problem has developed. Seeing sparks when plugging in an electrical appliance or device is an indication of trouble, too. In either situation, be sure to contact an electrician in Idaho Falls as quickly as possible. 

3) Your Lights Are Flickering

This is one of those issues people often dismiss as a normal occurrence. It’s not uncommon for lights to dim or flicker a bit when an appliance kicks on. That doesn’t mean it should be happening, though. This may be a warning sign that your electrical system needs repairs or you’re placing more of a strain on the system than it can handle. If your lights flicker or dim from time to time, don’t hesitate to find an electrician for help.

4) Unusual Buzzing Sounds

Buzzing sounds coming from outlets, switches, or other portions of your home electrical system can certainly be unnerving. That’s your internal fight-or-flight response kicking in, and it means there’s a clear and present danger. It could indicate a serious problem with the wiring that could lead to shocks or a fire. 

5) Outlets are Hot to the Touch

If you plug in an appliance or device and notice the outlet feels warm or hot, there’s a problem in the making. This is also the case if your light switches start feeling warmer than usual. Unplug any items that are plugged into the outlet or turn off the affected switch immediately. Consider shutting off the circuit breaker that controls that portion of the electrical system as well. Then, call an electrician near me.

6) Tripping Circuit Breakers

Do some of the circuit breakers in your home trip from time to time? This often happens when an appliance kicks on or someone plugs a new appliance or device into an outlet. Though you can often switch the circuit breaker back on to temporarily remedy the issue, it’s a sign that there’s a serious underlying problem that needs professional attention.

7) Lights or Outlets Aren’t Working

If some or all of your lights or electrical outlets aren’t working, it’s definitely a good idea to call an electrician. Problems like these can disrupt your life, but they’re more than minor inconveniences. They’re indications that there’s a potentially dangerous problem with the overall electrical system.

Keeping Your Electrical System Safe and Functional

Some electrical issues are easy to spot. Others may not really seem like much of a problem. Either way, it’s best to have them checked out and repaired as quickly as possible. Ignoring even a seemingly minor electrical problem can lead to major malfunctions and safety hazards down the road. 

SHOP LIGHTING…

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5-tips-for-hiring-a-contractor-for-your-next-household-project

Remodeling or building onto a house is exciting for homeowners, but it can also be stressful. There are many steps involved and decisions to make. Hiring a contractor makes home projects much easier. With some tips to hire a contractor, homeowners will find the process much easier. 

Why Should Homeowners Hire a Contractor?

Renovation projects are difficult, no matter how involved they are for homeowners. While a homeowner may be able to tackle a small project, larger projects are going to need the help of a professional. The following offers homeowners help finding a contractor

5 Tips for Finding a Contractor

There are multiple things to consider when hiring a contractor for a home project. The following tips should help homeowners make the right choice for their contractor needs. 

1. Make sure to get multiple estimates.

Before deciding on one contractor, it is important to seek multiple estimates. Homeowners should get written estimates from at least three contractors and compare them carefully before making a decision. Not only should a homeowner compare the prices, but they should also compare the materials, timelines, and methods of the contractor. 

2. Be sure to hire locally whenever possible. 

Hiring a local contractor is essential. If problems develop, a homeowner needs to have access to the contractor so they can get the help they need as soon as possible. If a homeowner chooses an out of state contractor, they could find it difficult to contact them when needed. 

3. Check the work of the contractor. 

It never hurts for a homeowner to check the work of the contractor they are considering. Homeowners should ask for references and check the work carefully. A homeowner should also talk with the previous customers of the contractor and ask pertinent questions to learn what level of service is offered. 

4. Check for insurance and bonding. 

A licensed contractor needs to have full insurance coverage, and they should be bonded. Without the right insurance, the contractor’s employees and the homeowner could be at risk if injuries or damages occur. Check these policies and ensure they are in good standing. 

5. Get all the details in writing.

Before committing to any home contractor, homeowners need to make sure they get everything in writing. The contractor should provide a detailed description of all the work that will be performed. They should also offer a price quote, a payment schedule, and information on the start and completion dates. Having all the details in writing will protect a homeowner if the work is not carried out as promised. 

Take Time to Research

Homeowners should never rush the process when searching for a home contractor. Rushing could lead to a homeowner making the wrong choice and being unhappy with the results. With research, homeowners will be able to weigh their contractor options effectively. 

Get Started Today

Now is the time for homeowners to find the right contractor to meet the needs of their remodeling project. Getting help from a contractor ensures the project will be carried out to exact specifications. 

Homeowners should use the tips above to ensure they choose the right contractor to take care of their needs. Great care should be taken to research the options and learn which contractor will offer the best work. 

Once a contractor is hired, they will take over all the work involved in the home project. Having a professional working on their project will reduce the stress a homeowner would feel. 

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what-to-consider-when-adding-a-guest-bathroom

If you’ve ever been to visit friends or family and you have to use their private or family bathroom after a few glasses of wine, you’ll know why adding a guest bathroom is vitally important. A guest bathroom is particularly handy to have if your guests are staying over and you have children. Making anyone share a bathroom with kids is just asking for their guests to have an unenjoyable time.

Kids are notoriously bad at keeping their spaces clean, especially when it comes to the bathroom. To save your guests from that unpleasant experience, you may be considering adding on a guest bathroom to your home. Here are eight things you should consider when doing just that:

Make The Space Bright

The last thing anyone wants to find when they walk into a guest bathroom is a dark and dingy space. Dark bathrooms aren’t inspiring; all they are is depressing. Ensure that your guest bathroom design has big windows and ample natural lighting that can flow freely throughout the space.

If the room is small, then you should consider adding mirrors to make the space appear bigger and, in turn, more welcoming. Choose a paint color that brings your new space to life – remember to choose a lighter/neutral color to keep the room feeling airy and bright.

Be selective with the décor elements that you add to your guest bathroom; less is almost always more in the world of interior design. A minimalist-inspired bathroom can be a clean, neat space that doesn’t have to feel clinical – just be careful with your choice of paint color.

Provide The Basics

Your main priority when having guests over is to make sure that they are comfortable and happy. You can make this happen by providing the basics and making sure they are readily available. Make sure that you always have hand soap, hand lotion, and ample toilet paper available.

As a nice added touch, you can provide them with bath soap, toothpaste, and a disposable toothbrush too. It is these added extras that will make your guests feel at home.

Don’t go overboard though – remember, they are guests and not captives. You want to make them feel welcome and not obsessed over.

Add A Burst Of Greenery

Nothing completes the look of a brand-new bathroom quite like a burst of fresh color does. There are so many varieties of plants that would thrive in the moist environment of a bathroom, all you need to do is to pick your favourite. If you decide to go with fresh flowers, keep in mind that these will need to be changed out every week or so.

If you don’t feel brave enough to invest in real plants, the faux kind can be placed on your new sink and will add just as much greenery and will only require a light dusting from time to time.

Opt For A Shower, Not A Tub

Guest bathrooms need showers, not bathtubs. Your guests are not likely to take long, relaxing baths in your home. Add a tasteful, roomy shower to your guest bathroom by calling a reputable plumbing company in your area. 

A half-sized shower will suffice if a full-sized unit is not quite in your budget, but it is highly recommended that you spring for the biggest version that you can afford.

Adding the plumbing for your guest bathroom can be a complicated process, so it is not advised that you take on this task by yourself.

Size

When it comes to adding rooms to your home, space is a major factor. There is no way for you to gain space in one area without losing it in another. Be prepared to lose a bit of space so that you can get the guest bathroom of your dreams.

If you’re clever about your use of space, then you can lose a little but gain a lot.

Make Sure It Always Smells Fresh

Dank, moldy bathrooms are the things nightmares are made of. Have your guest bathroom installed by a professional plumbing company – that way you can be sure that you won’t end up with surprise leaking faucets and pipes that will make your bathroom smell like a dingy hole.

There are some of the most wonderful smelling diffusers on the market today, they may seem a bit pricey for what they are, but they are a worthy investment for a space that needs to smell fresh all the time.

Buy The Best Paint

The main thing to know about bathrooms, guest or otherwise, is that they are moist environments. That may seem like a no-brainer, but many people choose the cheaper paint option and regret it later. The cheap paint is not as resistant to mold and mildew as the more expensive, quality options.

If you decide to use the cheap paint, bear in mind that you will need to strip down and repaint it every few years. That will be necessary to keep your guest bathroom looking presentable.

Add Storage

Your guest bathroom will need to hold several different items from towels to toilet paper, soap, and toothpaste, to items like robes and slippers – you need to make sure that you have adequate space in which to do this.

The best thing about storage space in guest bathrooms is that you can use it for your overflow of items when your guests are not there. Choose a storage cabinet that suits the overall look of your bathroom and is also welcoming for your guests.

Last Words…

If you are an entertainer by nature, a guest bathroom is an absolute must-have for you. It will also add value to your home and serve as another place where someone can get ready. If your household is one of the many with children who share a bathroom, adding a guest bathroom would be the perfect way to solve two problems simultaneously.

Good luck with your addition and have faith in your instinctual design choices.

SHOP BATHROOM…

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waste-disposal-what-items-is-a-roll-off-dumpster-suitable-for

Most people know what they can and cannot throw away in municipal trash cans. However, there’s some confusion about how rubbish disposal regulations apply to roll-off dumpsters. 

The best way to figure out what items are suitable for disposal is always to contact a qualified waste management company. However, there are also some regulations that apply to all roll-off dumpsters. Read on to find out what types of items are appropriate for this form of waste disposal.

Household Junk

Renting a Roll Off Dumpster is one of the easiest ways to declutter a basement, attic, garage, or entire home. Residents can dispose of most forms of non-hazardous household junk and debris, including:

Mattresses and boxsprings

Old toys

Clothing and rags

Tables and chairs

Boxes and documents

Household trash

Most furniture

Fire- or water-damaged items

And more

Almost all types of furniture can be disposed of in roll-off dumpsters. It’s fine to get rid of things like china cabinets and hutches, entertainment centers, couches, bookshelves, dressers, and other wood, cloth, metal, and particleboard items.

Most Household Appliances

Household appliances that do not contain hazardous materials such as freon can be placed in roll-off dumpsters. It’s also perfectly fine to dispose of refrigerators, freezers, and AC units along with general household appliances, but make sure to drain freon and other hazardous fluids first.

Yard Waste

Most landfills dispose of yard waste such as trees, branches, grass, mulch, brush, and sod by mulching or composting it. Thankfully, that doesn’t mean yard waste can’t be disposed of in roll-off dumpsters, though. It just means renters who want to use their dumpsters for landscaping or yard clean-ups should keep their vegetative debris separate from household garbage and construction waste.

Construction Debris

Construction and remodeling projects generate a surprising amount of debris, most of which can be disposed of using roll-off dumpsters. Contractors often rent dumpsters to dispose of brick and stone, concrete, drywall, used or scrap wood, and even asphalt and roofing shingles. Construction debris tends to be quite heavy, though, so it’s important to check the weight limits on dumpsters before deciding which one to rent.

Commercial Waste

Residential property owners and rental tenants aren’t the only ones who can benefit from roll-off dumpsters. Many commercial businesses also rent dumpsters to facilitate things like office clean-outs, property renovations, and substantial landscape improvements. 

Roll-off dumpsters can be used to transport all kinds of office waste, including furniture, paper documents, and even old carpeting, but don’t use them to dispose of computers and other electronics. Modern electronics, including computers, printers, and even TVs, are best disposed of through e-waste recycling programs.

What Can’t Go in Roll-Off Dumpsters?

It should be clear by now that roll-off dumpsters are quite versatile. However, they should never be used to dispose of hazardous waste or liquid-based items. Local and national regulations prohibit using roll-off dumpsters to dispose of items that could pose a hazard to human or environmental health, including:

Wet paint, stains, or lacquers

Household or commercial chemicals

Oil and other automotive fluids

Asbestos

Tires

Electronics and batteries

Propane tanks

Medical waste

When in doubt, contact waste management professional. He or she should be able to offer advice about how to dispose of potentially hazardous materials safely.

Dumpster Rentals Provide a Versatile Solution

Whether property owners want to clear out their basements or renovate an entire section of a house, roll-off dumpsters provide a simple solution to disposing of waste safely and responsibly. Reach out to a reputable dumpster rental company to discuss sizing and request a quote today.

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5-practical-construction-management-tips

Construction projects require a lot of planning. Project managers have to take steps to make sure every phase is planned in advance and all the contractors show up on time to ensure the job is completed according to schedule. 

The good news is that there are plenty of tools and industry best practices that will make construction management much easier. Read on to find five practical tips that can help.

1. Leverage the Power of Technology

These days, apps to assist with construction management abound. It’s best to purchase software that was specifically developed to meet unique industry needs. Download a concrete app to manage foundation laying and the construction of concrete structures, find payroll management software to ensure that all the contractors get paid on time, and use broader construction management tools to keep all the ducks in a row.

2. Plan and Schedule in Advance

Adequate planning for a construction project takes some time, but it’s worth sorting out a detailed schedule in advance so that all the contractors are on the same page. Coordinate and organize tasks in a logical and efficient way, and take the time during the planning phase to ensure that all necessary resources, including manpower, tools, equipment, and materials, will be available when they’re needed. Work with suppliers and subcontractors to set a realistic timetable, then be prepared to adjust the plan as needed if issues arise.

3. Take on One Construction Problem at a Time

It’s easy for construction managers to get bogged down in details. While multitasking is an essential skill, it’s never wise to try to do everything at once. Prioritize issues in a way that makes sense.

For some construction managers, it’s easiest to tackle small problems first before moving on to larger ones. For others, it makes more sense to tackle the biggest issues first before focusing on smaller details. Either way, construction managers need to work with their project teams to develop solutions and address problems without creating unnecessary delays, and that requires focusing on just one thing at once.

4. Improve Communication

Construction project managers need to be able to communicate effectively in both written and oral forms. It’s important to be clear and concise, and it’s always best to establish a detailed communication plan in advance that includes both a chain of command for information sharing and predetermined methods of communication for dealing with every circumstance.

There’s no one communication strategy that’s right for every stage of a construction project. While change orders should always be conveyed through written communication, it’s perfectly fine to send a quick email or text to convey less vital information. Just keep in mind that delays almost always result from poor communication, and projects always run smoother if all the contractors are on the same page.

5. Learn From Mistakes

Everyone makes mistakes, but construction managers can learn from them to improve efficiency on the next project. Take the time to perform a project postmortem to assess the team’s performance after each project is completed and identify both areas of concern and places where the team excelled. An honest assessment of the team’s performance can help to inform future project planning.

The Bottom Line

Even seemingly simple construction projects can be quite complex. They usually require working with multiple specialized subcontractors, all of whom need to be on the same page about project timelines and expectations. Construction managers who have had trouble juggling their myriad job roles can implement the tips above to help ensure that everything goes smoothly on the next project.

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7-ways-to-finance-a-home-renovation

Investing in renovating a home is a decision worth its weight in gold. Home renovation can boost your home’s value, increase space and add comfort. A renovated home feels new, refreshing and cozy. 

You want might be looking to make your current home into your ideal living space. Yet home improvement projects can be expensive. Here are seven ways to finance a home renovation.

1. Pay Using Cash or Liquid Assets

Most people want the cheapest option when they’re looking to finance a home renovation. Renovation loans can come with charges, fees and interest rates. But cash payment is a free option and it prevents accumulating debt. 

You may have considered savings, bonds, CDs and checking to fund your project. As long as you have enough to spare, they’re the best way to improve your home. The only money or account you should not touch is your emergency fund. 

If you opt for cash payments, make sure you have enough for the entire project. That way, you engage your contractor to ask for some discounts. Partial home renovation or pausing midway can cost you your bargaining power or inflate remodeling costs. 

2. Dip Into Your Home Repairs Account

As a rule, you should create a replacement reserves account when buying a new home. This is because your home wears out with time and you’ll need to do some repairs. Having reserves can ensure you have a financing option when any element breaks down.

Create a separate account and label it home repairs and replacement account. Make sure you save some money every month for emergency repairs and renovations. Experts recommend saving 1-3% of the total home value every year for maintenance and repairs.

If you have this account, you can avoid dipping into your savings or emergency account. Home renovation is sometimes an emergency. But it can leave you in financial limbo if you touch your savings. 

3. Home Renovation Loans

Home renovation loans can be a great source of finance for your home improvement project. You can apply it for a simple home remodel and for larger renovation projects.

A home renovation loan is usually a far much better option than a home equity loan. It has a lower interest rate. And if you’re securing it with Plenti, you can enjoy a personalized rate based on your credit history.

Borrowing amounts are also flexible to your needs. With options like Plenti, you can borrow up to $50,000 and you’re allowed a repayment period of up to 7 years. Imagine finding the money you needed for all your remodeling ideas and repaying at your pace.

A home renovation loan is a great option when you can’t refinance your home loan or want a flexible repayment period. The amount you’re eligible to borrow can go high as the post-renovation value of your old home. 

4. Cash-Out Refinancing

Cash-out refinancing is another good option to fund your remodeling ideas. It means acquiring a new larger mortgage to replace the existing one. You end up getting some cash out of the difference between the two mortgages. 

Cash-out refinancing is best if you’ve stayed in the home for several years. Repaying allows you to build some equity that you can turn into cash and use for your projects. 

A cash-out refinance does come with costs that can add up to a few thousand dollars. You have to pay closing costs, appraisal costs and application fees. The option also comes with interests on cash received plus interest on the mortgage.

The amount received is likely to be much less than from home renovation loans. This is because the lender might limit the amount to around 80% of your home’s value. 

You have to take into account prevailing mortgage interest rates when taking cash-out. Higher interest rates can make your loan expensive. Lower rates can allow you to enjoy a cheaper mortgage and smaller monthly installments. 

5. Home Equity Line of Credit

A home equity line of credit or HELOC is a second mortgage like a credit card. It allows you to borrow against your home’s equity. You can borrow small amounts until you exhaust your equity or use it for a large sum of credit.

If you’re doing your renovations in phases, a HELOC may be the best option to finance your home renovation. You can borrow an amount you need to complete a phase then wait until the next stage is due.

HELOCs are less expensive compared to traditional credit cards. But the lender can adjust interests which means you need to track your loan. Your home is the security for the loan so the lender can take your property if you don’t pay as agreed. 

6. Apply for Home Equity Loan

If you want a large sum of money against your home’s equity, apply for a home equity loan. The lenders give you all the requested amounts at once. You repay on a fixed interest rate and fixed period. 

This loan, like HELOC, uses your property as security. Meaning, the lender can foreclose on you if you default on the loan. 

If you want to finance a large home remodeling project, this is one of the best options. You can enjoy efficient cash flow to maintain renovations.

7. Home Renovation Construction Loans

You may want to take a construction loan if you’re doing major renovations or building a new home. The loan is a great backup when you’re using savings or lack equity to access other credit options. 

A construction loan boosts your borrowing potential. The bank can finance you based on the future remodeled home. This allows you to borrow an amount adequate to complete your project.

Some loan requirements can vary depending on the lender. For example, some lenders can give out the loan in the form of installments. The lender releases installments at various stages of construction. 

Looking for Money to Finance a Home Renovation Project? 

Trying to finance a home renovation can be a challenge even when you have savings. Using cash drains your savings and leaves you vulnerable to financial risks. 

One of the best methods to finance a home remodeling project is to take an affordable loan. A good loan allows you to plan for payments due to its low interest rates and longer repayment periods. For more advice on home loans and renovation, check out the rest of our blog.

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important-repairs-to-complete-before-you-sell-your-home

When you’re busy, it’s easy for time to slip away. Before you realize it, it’s been months since you’ve done any repairs in your home. Whether it’s antique clock repair you need, or the tiles on your roof need replacing, it seems that there is always something that needs to be sorted out. It can be difficult trying to stay on top of it everything you have to do in your home!

You might be happy living with a few broken items in your home until you find time to replace them or call a professional in to fix them. However, if you’re looking to put your property on the market in the near future, it’s a good idea to get any major issues fixed before you sell.

Research shows that around a quarter of all house sales fall through due to problems found during a home inspection or environmental issues. To avoid your property sale being one of the quarter that falls through, you want to get as many things fixed as possible!

To make the selling process a little less overwhelming, here is a list of the important repairs you need to complete within your home before you sell.

Fixing the Faulty Wiring

You will not be able to sell your home if there are problems with any electrical wiring. Usually, electrical problems can be fixed quickly and easily by a qualified electrician. If your home requires a circuit breaker, you may need a replacement to comply with the local rules and regulations. Most homes are advised a maximum of 100 amps, but some larger homes may require a 200 amp circuit breaker.

Sorting Out the Walls

If there are any holes in your walls from previously hung photo frames or mirrors, fill them in using some filler. Once this has dried, don’t forget to apply a layer of paint to the wall to ensure it’s all the same color. Even if your walls are hole-free, giving them a fresh coat of paint can immediately make your home look more modern and inviting to potential buyers. If possible, stick to a more neutral palette for your walls as opposed to bright and bold colors, as this will appeal to a wider range of buyers and will increase your chances of selling.

Fixing the Kitchen Cabinets

The kitchen is the heart of the home. Therefore, before you sell, get your kitchen in tip-top shape to impress any potential buyers. Replace or repair any chipped cabinet doors, make sure all of your handles are matching, and fix any issues with the plumbing system to the room.

Organizing the Bathroom

There are a number of repairs that your bathroom might need. Firstly, you need to check that none of your equipment is broken or damaged. Make sure the tiles aren’t chipped, the bathtub isn’t dented, and the cabinets aren’t scratched. Remember to take a look at the handles too, and check for any built-up dirt or rust.

From here, you’re going to want to make sure the sinks and faucets aren’t leaking and that all drains are clear. Turn on your taps and ensure there is hot and cold water flow. If you identify a major issue, it’s probably best to call in a plumber to take a look and fix any plumbing problems.

Next, take a look in the shower. Due to the moisture-prone environment of the bathroom, mold can start to build up in the corners of your shower before you even notice. If this is the case, grab some bleach and give your shower a good scrub. In the worst-case scenario, you may have to reseal the shower edges.

Fixing Heating Issues

Sorting out your heating system might seem like a non-essential task when you’re selling your home. However, if it’s the middle of winter and your home reaches extremely cold temperatures due to a lack of sufficient heating, nobody is going to want to buy it! If your current system is not working correctly, you may not need a full replacement. It may just need a few repairs by a qualified technician, and this shouldn’t cost you too much money.

Fixing the Lawn

If you’ve decided to sell your property, don’t forget about the outside as well as the inside! If you’ve managed to maintain your garden all year round, you might have very few things to do outside. Spend some time removing any weeds, trimming the bushes, and repairing any damaged fencing. You may also wish to apply a quick coat of paint to your fencing to give it a new lease of life.

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